UAE’s payment gateway marketplace — compare, select and integrate.

We compare UAE payment providers, match you in 60 seconds, and build the integration end to end.

Compare UAE PSPs Get my match in 60s

Live in days, not months

Every major UAE payment provider, covered

Compare them all

Why choose us

From payment chaos to a growing business

Searching for a PSP is exhausting — Smart TechPay compares the market, negotiates the rates, builds the integration and gets you back to growing the business.

Searching the market

Every provider claims the best rates. Comparing them is a job in itself.

Weeks lost comparing

Hidden fees, sales calls, and integration docs nobody has time to read.

You find Smart TechPay

Independent comparison, a 60-second match, and one team end to end.

We handle everything

Onboarding, integration and go-live — while we negotiate the good rates.

Your business grows

Payments flowing, customers happy, profit trending up.

Compare. Match. Go live.

Three ways in — use one, or let us take you end to end.

Compare

Every UAE PSP, side by side

Pricing, settlement, BNPL and CBUAE licensing for every major provider in one filterable table.

Open the comparison

Match

Your shortlist in 60 seconds

Ten quick questions about your business. A ranked recommendation with the reasoning spelled out.

Take the quiz

Integrate

We build the integration

Onboarding paperwork, gateway setup, 3DS and go-live testing — fixed scope, fixed price.

Book the build

UAE payment gateway comparison, at a glance

A preview of the market below — the full table is filterable, sortable and sourced.

Full comparison

Provider	Headline rate	Settlement	BNPL	Best for
Telr	2.49% + AED 0.5	T+3	Tabby	UAE SMEs and D2C stores wanting fast local onboarding and strong UAE-card acceptance.
PayTabs	Quote-based	T+3 to T+5	Tabby, Tamara	UAE merchants also selling into Saudi/Egypt who need Mada, KNET and SADAD in one integration.
Checkout.com	Quote-based	Custom	Tabby, Tamara	Scaling and cross-border merchants who need intelligent routing and the highest approval rates.
Tap Payments	Quote-based	T+3	Tabby, Tamara	New GCC businesses wanting predictable pricing, a clean API, and the widest local-rail coverage.
Network International (N-Genius)	Quote-based	Custom	Tabby, Tamara	Established/enterprise UAE retailers wanting the highest local approval rates and bank-grade trust.